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What Does Motorcycle Insurance Cover?
A standard motorcycle insurance policy is similar to a personal auto policy in what it provides coverage for. You can customize your policy to cover the following:
- Auto Liability: Coverage bodily injury or property damage that you cause to another.
- Collision Coverage: Pays for loss or damage to your bike from a collision.
- Comprehensive Coverage: pays for loss or damage arising from things other than collisions, such as hail.
- Medical Payments: Helps pay for medical bills or hospitalization resulting from a covered loss.
- Uninsured/Underinsured Motorists Coverage: Pays for repairs, medical costs, and other expenses that you would normally receive from the at-fault party, in the case they don’t carry enough or any insurance.
- Damage to Upgrades or Custom Equipment: Pays to repair or replace additions such as sidecars or custom exhaust.
- Trip Interruption: Pays for food and lodging if your bike is disabled away from home.
- And More: There are a variety of optional coverages that can be added to your policy as needed.
Bikes Covered
- Sport Bikes
- Cruisers
- Choppers
- ATVs
- Trikes & Can-Ams
- And More
