Life Insurance

Life Insurance in St Peter, MN

Life insurance helps protect the people that mean the most to you. Contact us or request a quote comparison to get started.


Do I Need Life Insurance?

Life insurance is about protecting loved ones from financial burden should you die prematurely. If you have children or other dependents, a life policy probably makes sense for you.

How Much Does Life Insurance Cost?

The cost can vary greatly based on a number of factors. Some of the factors used to calculate your premium are:

  • Age: In general, the younger you are, the less likely you are to pass away. This means coverage costs less the earlier you get started.
  • Health Condition: Your height, weight, blood pressure, and other basic health information is used to determine your premium.
  • Tobacco Use: Using tobacco products and/or nicotine usually means your premiums will be higher than if you didn’t.
  • Medical History: If you’ve previously had medical concerns, that may be factored in to your premium.
  • Lifestyle: If you engage in high risk activities like skydiving or rock climbing,  you may pay more.

That being said, life insurance doesn’t necessarily need to cost a lot. A $250,000 term policy for a 30 year old male in good health starts as low as $12 per month.

Policy Types Available

  • Term Life
  • Universal Life
  • Whole Life
  • Return of Premium Term Life
  • Instant Issue Term Life
  • And More
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