Life insurance helps protect the people that mean the most to you. Contact us or request a quote comparison to get started.
Do I Need Life Insurance?
Life insurance is about protecting loved ones from financial burden should you die prematurely. If you have children or other dependents, a life policy probably makes sense for you.
How Much Does Life Insurance Cost?
The cost can vary greatly based on a number of factors. Some of the factors used to calculate your premium are:
- Age: In general, the younger you are, the less likely you are to pass away. This means coverage costs less the earlier you get started.
- Health Condition: Your height, weight, blood pressure, and other basic health information is used to determine your premium.
- Tobacco Use: Using tobacco products and/or nicotine usually means your premiums will be higher than if you didn’t.
- Medical History: If you’ve previously had medical concerns, that may be factored in to your premium.
- Lifestyle: If you engage in high risk activities like skydiving or rock climbing, you may pay more.
That being said, life insurance doesn’t necessarily need to cost a lot. A $250,000 term policy for a 30 year old male in good health starts as low as $12 per month.
Policy Types Available
- Term Life
- Universal Life
- Whole Life
- Return of Premium Term Life
- Instant Issue Term Life
- And More
