Motorcycle Insurance

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What Does Motorcycle Insurance Cover?

A standard motorcycle insurance policy is similar to a personal auto policy in what it provides coverage for. You can customize your policy to cover the following:

  • Collision coverage: Pays for loss or damage to your bike from a collision.
  • Comprehensive coverage: pays for loss or damage arising from things other than collisions, such as hail.
  • Medical payments: Helps pay for medical bills or hospitalization resulting from a covered loss.
  • Uninsured/underinsured motorists coverage: Pays for repairs, medical costs, and other expenses that you would normally receive from the at-fault party, in the case they don’t carry enough or any insurance.
  • Damage to upgrades or custom equipment: Pays to repair or replace additions such as sidecars or custom exhaust.

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